Understanding NDIS Housing Support: What’s Available & How It Works

The National Disability Insurance Scheme (NDIS) is an Australian Government initiative designed to help people with disabilities achieve greater independence and improve their quality of life. It provides financial support for a variety of needs, depending on each participant's eligibility and individual plan. But does the NDIS cover housing support? Let’s dive into the details to find out.

NDIS Home and Living Support

The NDIS categorises its supports into three main areas, with "core supports" funding assistance for daily life activities. While the NDIS does not directly provide housing, it does offer funding to assist with living arrangements when other options, such as community support or informal help, are unavailable.

When participants and their families discuss their needs during the planning phase of the NDIS, housing and living goals can be identified. These discussions help determine the specific funding and support required to ensure participants can live independently in a home that suits their needs.

What the NDIS Does Not Cover

Although NDIS can assist with certain aspects of housing, there are limitations. For example, it doesn’t cover everyday living expenses such as rent, utilities, groceries, or phone bills. However, there are various forms of housing support available under NDIS to assist with different needs.

NDIS Housing Support and Assistance

Here’s a look at the types of support the NDIS may offer in relation to housing:

1. Capacity Building
   The NDIS can provide funding to help participants build their skills for independent living. This includes support for money management, household tasks, and social and communication skills development.
2. Home Modifications
   The NDIS may fund modifications to the participant’s current home, ensuring that it is accessible and suitable for their needs. This could include anything from adding grab bars in the bathroom to widening doorways.
3. Assistive Technologies
   The NDIS may fund assistive devices and technologies to enhance independence. This could include mobility aids or smart home technology that helps participants live more autonomously.
4. Personal Care and Day-to-Day Assistance
   Support is available for everyday tasks such as showering, grooming, and dressing. Additionally, help with household chores like cleaning, cooking, and laundry can also be funded.
5. Specialised Accommodation
   For participants requiring more specialised living arrangements due to their disability, NDIS may provide funding to support the costs of suitable accommodation.

Housing and Living Services: A Path to Independent Living

Living independently is crucial to a person’s sense of well-being, but it can be difficult for those with disabilities if their environment isn’t conducive to support and care. The NDIS helps break down these barriers, giving participants more control over their living situations. Through the NDIS, individuals can make important decisions about where to live and who to live with.

A well-designed living space, in the right location and community, can open doors to more informal support and help with independent living. Quality housing options can also facilitate access to public services, social spaces, and activities, all of which improve overall quality of life.

Which Accommodation Costs Does the NDIS Cover?

The NDIS covers various types of accommodation, depending on the participant’s needs. These are split into three key categories:

1.Short-Term Accommodation

This option is available for two main reasons:

• Respite Care:
  Caregivers may need a break after providing long-term care. Respite care offers temporary support for the participant, giving the caregiver a chance to recharge while ensuring the participant receives quality care. Respite can also be offered in the participant’s own home.
• Holiday and Social Stays:
  The NDIS also funds short getaways or social stays, allowing participants to engage with their community in a different setting, which can be a great way to build social skills and foster independence.

2. Medium-Term Accommodation

This is designed for participants who need housing support for a longer period, such as after hospitalisation or during a transitional phase:

• Post-Hospital Care:
  Some participants require a stable living arrangement while recovering from surgery or medical treatments. Medium-term accommodation provides the necessary support during this period.
• Transition Support:
  Moving from one home to another can be challenging, especially for individuals with disabilities. The NDIS offers housing support to ensure a smooth transition with stable care.

3. Long-Term Accommodation via SDA

Specialist Disability Accommodation (SDA) provides long-term housing options for participants with more severe and permanent disabilities. These homes are designed to meet specific needs and encourage independent living. Participants can access funding to pay for various SDA options, such as apartments, group homes, or shared living spaces, where essential support services are funded by the NDIS.

Eligibility for Housing Support

To be eligible for housing support through the NDIS, participants must meet the following criteria:

• Be an eligible NDIS participant.
  During the planning stage, participants must inform their planner about any special housing needs. If found eligible, these needs will be included in the NDIS plan.
• Severe and Permanent Disability for SDA.
  For long-term accommodation, participants must have a disability that requires specialist housing. An assessment will determine whether a person qualifies for modifications, support staff, and accessibility aids.
• Risk of Homelessness.
  If an individual’s current living situation is unsafe or unsuitable for their condition, they may qualify for housing support.
• Income and Assets Assessment.
  In some cases, an individual’s income and assets are assessed to determine eligibility.

Final Thoughts

The NDIS is continually working to improve the independence and well-being of people with disabilities by providing housing support that meets their needs. Whether you need short-term accommodation, post-hospital care, or long-term specialised housing, the NDIS can assist you in finding the right solution.

If you are looking to access housing support through your NDIS plan, Capri Care Group is here to help. As a certified NDIS provider, we can guide you through the process and help you find the best housing solutions. Contact us today to discuss your needs and explore your options.